DMS-Banking Investment Associates
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DMS
- Banking / Fixed Interest Rates
APY
- Annual
Percentage Yield shown above are accepted by Central Bank and effective for
2003,
unless
or otherwise noted. Rates are subject to change without notice. Example
1:
Investment = US$ 50,000.00 at 10% APY
(Annual Percentage Yield), cashed in monthly US$
50,000.00 - US$
500.00 DMS - Banking standard fee =
US$ 49,500.00 US$
49,500.00 x 10% = US$ 4.950,00
annual interest US$
4,950.00 /
12 month = US$ 412.50 monthly US$
412.50 -
0.88% DMS - Banking fees = US$ 408.87 monthly interest return US$
408,87 x 12 month = US$
4,906.44 total annual interest return US$
4,906.44 /
4 (quarterly payments) = US$ 1,226.61 quarterly cashiers check
APY
(Annual Percentage Yield) = 9.912 % Net profit: US$ 4,906.44 per year, tax free. Example 2: Investment = US$ 50,000.00 at 10% APY (Annual Percentage Yield), capitalizing your interests 1.Quarter US$
50,000.00 - US$ 500.00 DMS -
Banking standard fee = US$ 49,500.00 US$
49,500.00 x 10% = US$ 4.950,00
annual interest US$
4,950.00 /
12 month = US$ 412.50 monthly US$
412.50 -
0.88% DMS - Banking fees = US$ 408.87 monthly interest return US$ 408.87 x 3 (1. Quarter) = US$ 1,226.61 reinvest 2.Quarter US$
49,500.00 + US$ 1,226.61 = US$
50,726.61 US$
50,726.61 x 10% = US$ 5,072.66
annual interest US$
5,072.66 /
12 month = US$ 422.72 monthly US$
422.72 -
0.88% DMS - Banking fees = US$ 419.00 monthly interest return US$
419.00 x
3 (2. Quarter) = US$
1,257.00 reinvest 3.Quarter US$
50,726.61 + US$ 1,257.00 = US$
51,983.61 US$
51,983.61 x 10% = US$ 5,198.36
annual interest US$
5,198.36 /
12 month = US$ 433.20 monthly US$
433.20 -
0.88% DMS - Banking fees = US$ 429.38 monthly interest return US$
429.38 x
3 (3. Quarter) = US$
1,288.15 reinvest 4.Quarter US$
51,983.61 + US$ 1,288.15 = US$
53,271.76 US$
53,271.76 x 10% = US$ 5,327.18
annual interest US$
5,327.18 /
12 month = US$ 443.93 monthly US$
443.93 -
0.88% DMS - Banking fees = US$ 440.02 monthly interest return US$
440.02 x
3 (4. Quarter) = US$
1,320.07 US$
53,271.76 + US$ 1,320.07 = US$ 54,591.83 return Investment
: US$ 49,500.00 / 10.00% interest - one year - US$ 54,591.83 return
APY (Annual Percentage Yield), =
10.287 % Net
profit: US$ 5,091.83 per year, tax free.
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E-mail to: [email protected]
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